About Curi RMB Capital Curi RMB Capital, LLC (“Curi RMB”, “Adviser” or “we”) is an investment adviser offering advisory services and investment solutions to a diverse range of clients. Curi RMB resulted from the merger of RMB Capital Management, LLC (“RMB Capital”) and Curi Wealth Management, LLC (dba “Curi Capital”). Curi Capital formed in 2015 and RMB Capital was formed in 2005. Curi RMB is principally owned by Curi Capital, LLC, which is a wholly owned subsidiary of MMIC Investment Holdings, Inc. MMIC Investment Holdings, Inc. is wholly-owned by Curi Holdings, Inc. Richard M. Burridge and Frederick Paulman, co-founders of RMB Capital, and various other prior owners of Curi Capital and RMB Capital, continue to have an ownership interest in Curi RMB Capital, LLC. Our business is structured to help ensure our clients’ best interests are the driving force behind our practices and recommendations. Curi RMB’s services include Wealth Management, Asset Management, Retirement Plan Solutions, and Family Office Services. Our Wealth Management business focuses on providing holistic solutions to our client’s financial needs while our Asset Management business provides various investment strategies to clients through separately managed accounts and other investment products that may serve as the building blocks for our clients’ investment portfolios. Retirement Plan Solutions provides non-discretionary advisory and consulting services and solutions to employer organizations which sponsor and/or administer employee retirement plans. Curi RMB’s Family Office Services provides a variety of customized financial planning and investment services to multi-generational clients with complex needs. These services are described more fully below. Wealth Management Services For individuals and families, Wealth Management provides personalized, holistic financial planning services as well as discretionary and non-discretionary asset allocation recommendations and discretionary investment implementation. Our goal is to pilot a personalized financial plan designed with each client’s best interests, unique needs, and long- term objectives in mind. We dedicate ourselves to understanding the intricacies of each client’s financial picture. Through ongoing, in-depth conversations, we work to build a personal relationship with our clients and their families. We commonly also act as the “central adviser” by collaborating with clients’ other trusted advisers—including estate planning attorneys, tax advisors, and corporate benefits managers—to maintain a well-informed perspective. This familiarity, both practically and personally, establishes the foundation for us to create and manage a highly customized financial plan. Our approach to investing for our Wealth Management clients is a natural extension of our approach to financial planning. We establish personalized asset allocations based on each client’s specific circumstances, taking into consideration investment goals, time horizons, risk tolerances, income requirements, total asset levels and other relevant factors. Clients may impose reasonable restrictions, limitations, or other requirements with respect to their individual accounts. We then implement our recommendations using internally and externally managed investment strategies. We hold steadfast to the core principles of our investment philosophy—taking a long-term view, conducting fundamental analysis, being opportunistic yet disciplined, and avoiding unnecessary risk. Whether developing financial plans or investment solutions, we are keenly focused on the long term, as we believe being diligent, disciplined, and conservative are keys to driving results over time. The wealth management services described above are collectively referred to as “Wealth Management Services.” Wealth Builder Services Wealth Builder Services are for individuals and families that are primarily focused on asset accumulation. Wealth Builder provides hands on financial planning services as well as discretionary and non-discretionary asset allocation recommendations and discretionary investment implementation. Our goal is to be a trusted partner in both development and execution of a financial plan designed with each client’s best interests, unique needs, and long- term objectives in mind. Through early interaction with our financial planning technology, we establish goals and then construct an ongoing plan to reach those goals. Our dedication to simplifying our client’s financial life allows them to monitor ongoing progress while having a dedicated advisory team readily available to dive deeper into financial topics as needed. We know our clients are busy and we strive for proactive, simple to digest communication while being available for phone and virtual meetings. Our approach to investing for our Wealth Builder clients is a natural extension of our approach to financial planning. We have established target asset allocations designed to meet each client’s circumstances, taking into consideration investment goals, time horizons, risk tolerances, income requirements, total asset levels and other relevant factors. We then implement our recommendations using internally and externally managed investment strategies. We hold steadfast to the core principles of our investment philosophy—taking a long-term view, conducting fundamental analysis, being opportunistic yet disciplined, and avoiding unnecessary risk. Whether developing financial plans or investment solutions, we are keenly focused on the long term, as we believe being diligent, disciplined, and conservative are keys to driving results over time. The wealth management services described above are collectively referred to as “Wealth Builder Services.” Asset Management Services Asset Management offers a variety of investment solutions, on a discretionary or non- discretionary basis, through separately managed account strategies, private funds, mutual funds, and model portfolios, as well as strategies and products of third-party managers. Our goal is to deliver investment solutions that can satisfy distinct objectives within each client’s overall asset allocation. The following asset management services described herein are collectively referred to as “Asset Management Services.” Separately Managed Account Strategies We offer certain separately managed account strategies, including equity and fixed income strategies. Our equity strategies generally follow a bottom-up, fundamental approach focused on finding investments with attractive risk/reward profiles. Our fixed income strategies generally follow a fundamental, relative value approach focused on capital preservation and income. We also offer certain tax management strategies for taxable and tax-exempt accounts. Clients may impose reasonable restrictions, limitations, or other requirements with respect to their individual accounts. We provide certain separately managed account strategies on a sub-advisory basis to third-party investment advisory firms and their clients. Private Fund Strategies Curi RMB and its affiliates serve as general partner, managing member or investment adviser (or in a similar capacity) to private funds. Each private fund is generally focused on generating absolute, risk-adjusted returns that have low correlation to broader equity markets. Each private fund has different investment features and terms, including, but not limited to, varying levels of management fee and/or performance compensation, withdrawal rights, investment guidelines, investment minimums, investor qualification standards and liquidity terms. This Brochure should not be considered an offering document for an investment in any private fund and prospective, qualified investors should refer to a specific private fund’s offering memorandum or organizational documents for a complete description of that fund, including its types of investments and strategies, risks, conflicts of interest, fees, and expenses. We tailor our investment advisory services for a private fund to such fund’s overall investment program, as noted in its offering documents, and not to the specific needs of any underlying investor therein. Curi RMB has recommended, and may in the future recommend, that its advisory clients invest in private funds managed by Curi RMB, as well as private funds advised or serviced by managers in which Curi RMB has a financial interest. Advisory clients of Curi RMB must affirmatively subscribe for any investment in a private fund. Mutual Funds Curi RMB serves as the investment adviser to registered, open-ended investment companies (“mutual funds”). For one mutual fund, Curi RMB employs a sub-adviser to manage the portfolio. Each mutual fund has different investment features which may include varying expense ratios, investment guidelines, levels of risk and investment minimums. This Brochure should not be considered an offering document for an investment the Curi RMB mutual funds and prospective investors should refer to a specific mutual fund’s prospectus and statement of additional information (“SAI”) for a complete description of that mutual fund, including its types of investments and strategies, risks, conflicts of interest, fees, and expenses. We tailor our investment advisory services for a mutual fund to such mutual fund’s overall investment program, as noted in the prospectus and SAI, and not to the specific needs of any underlying investor therein. Curi RMB has recommended, and may in the future recommend, that its advisory clients invest in mutual funds managed by Curi RMB. Third-Party Strategies In addition to proprietary strategies and products described above, we also provide our clients with access to third-party managers and their products (each a “third-party

manager”). This service provides clients access to a wide range of investment opportunities, strategies and asset classes, including international equities, emerging market equities, global fixed income, high- yield fixed income, private equity, commodities, hedge funds and real assets. By combining our third-party managers and products with our extensive in-house resources, we seek to optimize our customized portfolio management capabilities for clients. Model Portfolio Services Curi RMB may provide model portfolios to unaffiliated investment advisers, broker-dealers and other financial intermediaries (“program sponsors”). As a model portfolio provider, Curi RMB designs, monitors, and periodically updates the model portfolios for the program sponsors. The program sponsors then offer the model portfolios to their clients. The program sponsors are responsible for implementing the models, making investment decisions, and performing other services and functions for their clients. Curi RMB does not have investment discretion to implement the models and/or model updates on behalf of a program sponsor’s clients and Curi RMB does not have an advisory relationship with a program sponsor’s end clients. Financial Planning Services To the extent specifically requested, we will provide financial planning and/or consulting services (including investment and non-investment related matters, such as estate planning, insurance planning, education savings, retirement planning, tax consulting and preparation, divorce, etc.). Financial planning and consulting services are typically provided as part of our Wealth Management Services; however, we may charge an additional fee for such services depending on the level of service provided and other considerations deemed relevant by us in our sole discretion. We also may provide financial planning and consulting services on a stand- alone basis. Prior to engaging Curi RMB to provide these services and to the extent a client has not entered into an investment advisory agreement (also referred to as an investment management agreement or client advisory agreement) with Curi RMB, clients are generally required to enter into a financial planning agreement with Curi RMB setting forth the terms and conditions of the engagement (including termination), describing the scope of the services to be provided, and the portion of the fee that is due from the client prior to Curi RMB commencing services if applicable. Retirement Plan Solutions – Plan Sponsors Curi RMB’s Retirement Plan Solutions division (“RPS”) provides non-discretionary advisory and consulting services and solutions to employer organizations which sponsor (“Plan Sponsors”) and/or administer employee retirement plans. RPS focuses on assisting its clients in improving the performance, design and operation of their sponsored retirement plans. RPS tailors its consulting and advisory services to meet the needs of its clients. These services typically include, but are not limited to, the following:
• Recommending investments based on a prudent and documented fiduciary process that includes a comparison among available investments in a given asset class and/or investment style using many factors, including but not limited to, performance, risk, management, investment process, fees and style consistency, and monitoring recommended investments for consistency with the selection factors;
• Recommending appropriate services and service providers;
• Providing ERISA fiduciary (and fiduciary risk) education and training;
• Providing investment education and individualized advice to retirement plan participants;
• Benchmarking of investment performance, plan fees and costs, investment options, and services provided by a retirement plan’s service providers;
• Initiating and managing the request for proposal/search process for new retirement plan service providers; and
• Overseeing retirement plan administration and compliance procedures. Other Businesses and Investment Programs Family Office Services Curi RMB provides non-investment advisory family office services to family offices clients, certain of which are also investment advisory clients of Curi RMB. These non-investment advisory services vary from client to client based on the terms of applicable client agreement, but typically include services such as portfolio accounting, investment operations, administrative services, bill pay services, reporting, tax and legal facilitation, audit and financial control facilitation, estate planning and insurance administration, and family consulting services. Flourish Cash For clients desiring access to an alternative cash management opportunity that may help maximize the earning potential of cash while maintaining insurance to protect the cash account, Curi RMB makes available Flourish Cash brokerage accounts (“Flourish Cash”), a cash sweep program offered by Flourish Financial LLC (“Flourish”), a registered broker/dealer, member FINRA. A Flourish Cash account is not an investment account; rather, it is a cash account for which deposited cash is swept to interest-bearing deposit accounts(s) at one or more third-party FDIC-member banks (“Program Banks”). Flourish has the discretionary authority to select Program Banks and allocate deposits into these banks, while endeavoring to keep each account’s deposits at or below the FDIC insurance limit per Program Bank. It is a client’s responsibility, however, to monitor the total amount of deposits in Flourish Cash and at the Program Banks (including any amounts held at any Program Bank outside of Flourish Cash, as those amounts count toward the limit for FDIC insurance coverage at each Program Bank) in order to determine the extent of FDIC insurance coverage available. Accounts are opened directly with Flourish and not through Curi RMB. Curi RMB is not affiliated with Flourish, any Flourish affiliate, or any Program Bank. The Flourish Cash program is a federally-insured structured bank deposit vehicle, with direct custodial accounts owned by the depositor. There is currently no minimum initial deposit to open an account or to participate in the Flourish Cash program. Deposits to custodian bank accounts are backed by the full faith and credit of the US Government and are insured through the Federal Deposit Insurance Corporation. Clients desiring to participate in the Flourish Cash program do so at their own discretion, and clients will receive separate account opening disclosures and an application from Flourish. If a client desires, Curi RMB will assist a client in signing up for the program and will help facilitate any transfer of funds between a client’s accounts. Higher yields on cash reserves may be available with other solutions, especially if one does not require FDIC insurance on the entire cash balance. Curi RMB recommends that clients discuss their specific needs regarding their cash reserves with their wealth advisor and consider alternative options before participating in the Flourish Cash program. Participant Account Management – Held Away Plans Curi RMB will advise on held away assets in held away plans. We use a third-party platform to facilitate management of the assets, such as defined contribution plan participant accounts, with discretion. The platform allows us to avoid being considered to have custody of client funds since we do not have direct access to client login credentials to affect trades. We are not affiliated with the platform in any way and receive no compensation from them for using their platform. A link will be provided to the client allowing them to connect an account(s) to the platform. Once client account(s) is connected to the platform, Advisor will review the current account allocations. When deemed necessary, Advisor will rebalance the account considering client investment goals and risk tolerance, and any change in allocations will consider current economic and market trends. The goal is to improve account performance over time, minimize loss during difficult markets, and manage internal fees that can potentially harm account performance. Client Agreement Prior to engaging us, the client will be required to enter into one or more written agreements setting forth the terms, conditions, and objectives under which we shall render our services. Additionally, we will only implement our investment recommendations after a client has arranged for and furnished all information and authorization regarding accounts with appropriate financial institutions. Our clients are advised to promptly notify us if there are ever any changes in their financial situation or investment objectives. Curi RMB, as a matter of policy, regardless of the type of client engagement or service, does not generally provide tax, accounting, regulatory or legal advice. Rules in the areas of law, tax, and accounting are subject to change and open to varying interpretations. Any such advice given by Curi RMB in these areas will be limited in nature. As such before implementation, clients should consult with their trusted professionals on the tax, accounting and legal implications of any recommended investment strategy based on their circumstances. Regulatory Assets Under Management As of December 31, 2023, the firm had approximately $8,484,055,574 regulatory assets under management, of which approximately $7,989,782,518 was managed on a discretionary basis and approximately $494,273,055 was managed on a non-discretionary basis.1 1 The merger between RMB Capital Management, LLC and Curi Capital took place effective January 1, 2024. As such, the numbers shown here are combined for both legacy organizations.