Description of the Firm ManifestHQ Advisors LLC (a wholly-owned subsidiary of ManifestHQ, Inc.) is a limited liability company incorporated in Illinois in January 2019 and has been in business since the time of incorporation. Our principal owners are Anuraag Tripathi and Meenakshi Lak- shmanan. Manifest is registering as an investment advisor with the United States Securi- ties and Exchange Commission ("SEC"), operating under the name "Manifest" or "Man- ifest Ledger". Our product is branded as "Manifest". This statement on registration with the SEC does not imply any level of skill or training. Additional information about Manifest's services, structure, and officers is provided in Part 1 of Manifest's Form ADV, which is available online at http://www.advisorsinfo.sec.gov. Please also visit http://www.usemanifest.com and http://manifest.helpscoutdocs.com for additional information. Summary of Manifest's Product and Services Manifest is the easiest way for our users (“Participants”) to consolidate retirement ac- counts. We are a business-to-business FinTech startup, focusing on employment bene- fits. Manifest offers a responsive web application (the "Manifest Platform") that guide Participants through the retirement account transfer process. Participants may choose to access the Manifest Platform through a web link distributed by channel partners, em- ployers, and retirement providers (collectively "Clients"). The Manifest Platform can also be accessed by Clients. Participants may access the Manifest Platform when they first join or leave their employers. The Manifest Platform establishes a relationship with Participants and offers customer support as needed. Participants choose to use the Manifest Platform, manually transfer their accounts, or hire their own financial advisor to assist them. The Manifest Platform always gives Participants a choice and acts independently of their Clients to help Partic- ipants consolidate their accounts. Manifest helps Participants to locate their existing retirement accounts, choose their des- tination options, and by tracking communication with their retirement providers to initi- ate account

consolidation. Sometimes, the Manifest Platform presents retirement pro- viders for Participants' retirement accounts consolidation. They are dependent upon Par- ticipants' preferences and financial situation derived through a questionnaire within the Manifest Platform. Based on Participants' answers, the Manifest Platform generates sug- gestions for Participants. Such suggestions include, but are not limited to, transferring to other types of retirement accounts or maintaining Participants' retirement accounts with existing account service providers. Manifest does not charge Participants. Instead, Manifest charges a per-transaction or a lump sum fee to Clients for its services to Participants. Manifest may receive a fee from Client when a Participant opens a new account with Manifest. See Item 5 for details on Manifest's service fees. Manifest is a powerful retirement transfer interface for the following reasons: 1. Manifest is the easiest way to consolidate retirement accounts as Participants switch jobs; 2. Manifest assists Participants to transfer their accounts – saving them time and money; 3. Consolidation has the potential to reduce the risk of cash outs or abandon ac- counts; and 4. Clients benefit from the increases in average Participant account balances. Manifest offers these abovementioned services on a non-discretionary basis. For more information on Manifest's Clients, see Item 7. Types of Clients. Tailoring advisory services Manifest tailors its services to Participants’ individual needs by considering their preferences and financial situations. However, it is impossible for the Manifest Plat- form to know everything about every Participant’s situation. Clients and Participants are responsible for their respective tax or investment management decisions. We recommend Participants should always consult with their accountants and lawyers. Wrap fee programs Manifest does not participate in wrap fee programs. Assets Under Management Manifest does not manage any assets on a discretionary nor on a non-discretionary basis. Manifest's current service helps Participants transfer accounts, not buy, sell, or allocate Participants' securities.