Oak Harbor is a Delaware limited liability company which has been in business since January 2007. Oak Harbor was formed under the laws of the state of Washington as Ophrys, LLC. The company domesticated as a Delaware limited liability company on February 27, 2019, at which time it changed its name from Ophrys, LLC, to Oak Harbor Capital, LLC. A new entity was not formed under applicable state laws. The principal beneficial owner of Oak Harbor is William S. Weinstein (hereinafter referred to as “WSW” or “principal”). Oak Harbor was restructured as of July 31, 2019, pursuant to the terms of a Contribution and Exchange Agreement, whereby WSW and Holdphrysing, Inc. exchanged their Class A Membership Units in Oak Harbor for like units in Oak Harbor Holdings, LLC (“Oak Harbor Holdings”), the result of which was that Oak Harbor became a wholly owned subsidiary of Oak Harbor Holdings. As of the same date, Oak Harbor transferred to a newly formed entity, Oak Harbor Management, LLC, a wholly owned subsidiary of Oak Harbor Holdings, certain designated assets and employees of Oak Harbor to complete the restructuring. Oak Harbor currently serves as investment manager for 16 private investment funds which are each structured as limited liability companies, except for one fund that is structured as a limited partnership (the “Oak Harbor Funds”). Oak Harbor’s primary investment focus, on behalf of the Oak Harbor Funds, is to engage in the purchase, servicing, and recovery of certain asset classes of distressed consumer receivables, including Chapter 7 and Chapter 13 bankruptcy receivables, first and second lien deficiency receivables, state court litigation receivables, non-performing or distressed real property mortgage loans and receivables, title curative mortgage loans, consumer loan receivables, and auto deficiency receivables (collectively, the “Receivables”). The interests of the Oak Harbor Funds in the Receivables may be direct, by ownership of the Receivables, or indirect, through loans, participations, or other interests in special purpose entities created to own the Receivables. As of the date of this filing, Oak Harbor is focusing purchases on distressed and nonperforming whole residential mortgage loans. Oak Harbor does not tailor its advice to the needs of any investor in an Oak Harbor Fund. However, Oak Harbor does tailor its advisory services to the specific investment objectives and restrictions of each Oak Harbor Fund pursuant to the investment guidelines and restrictions set forth in each Oak Harbor Fund’s confidential offering memorandum, limited liability company (or, as applicable, limited partnership) agreement

and other governing documents (collectively, the “Governing Documents”). Oak Harbor’s activities on behalf of each Oak Harbor Fund generally include, without limitation and directly or indirectly through the engagement of service providers, (i) monitoring collection and posting of payments, (ii) responding to inquiries of obligors of the accounts, (iii) investigating delinquencies, (iv) sending statements to obligors, (v) reporting any required tax information to obligors, (vi) accounting for gross receipts collected on account of any Receivables, (vii) tracking the status of any guaranties or insurance policies relating to any account, (viii) commencing and pursuing recovery actions, (ix) entering into agreements for the settlement, compromise or satisfaction of accounts, and (x) such other practices and procedures as are generally employed in collecting similar accounts, loan portfolios, and other Receivables. Investors and prospective investors of each Oak Harbor Fund should refer to the Governing Documents of the applicable Oak Harbor Fund for complete information on the investment objectives and investment restrictions with respect to such Oak Harbor Fund. There is no assurance that any of the Oak Harbor Funds’ investment objectives will be achieved. Each Oak Harbor Fund is exempt from registration as an investment company pursuant to Section 3(c)(1) or Section 3(c)(7) of the Investment Company Act of 1940, as amended. The limited liability company units (or, as applicable, limited partnership interests) (“Units”) of each Oak Harbor Fund are privately offered pursuant to exempt offerings under the Securities Act of 1933, as amended (the “1933 Act”). Oak Harbor generally acts as the manager of each Oak Harbor Fund (the “Manager”). Unless and only to the extent that the context otherwise requires, references to Oak Harbor include the Manager. In accordance with common industry practice, the Manager on behalf of one or more of the Oak Harbor Funds may enter into “side letters” or similar agreements with certain investors pursuant to which the Oak Harbor Fund grants the investor specific rights, benefits, or privileges that are not made available to investors generally. Oak Harbor does not participate in any wrap fee programs. Oak Harbor manages all assets of the Oak Harbor Funds on a discretionary basis in accordance with the terms and conditions of each Oak Harbor Fund’s Governing Documents. As of December 31, 2023, the amount of assets Oak Harbor manages on a discretionary basis was $553,455,387 (which was computed using the same method as was used in responding to Item 5.F of Part 1A of Oak Harbor’s Form ADV).