A. Description of the Advisory Firm B. Types of Advisory Services Services Limited to Specific Types of Investments GIM generally limits its money management to ETFs, equities, bonds, fixed income, debt securities, REITs, and government securities. GIM may use other securities as well to help diversify a portfolio when applicable. GIM offers the same suite of services to all of its clients. However, specific client financial plans and their implementation are dependent upon the client Investment Policy Statement which outlines each client’s current situation (income, tax levels, and risk tolerance levels) and is used to construct a client specific plan to aid in the selection of a portfolio that matches restrictions, needs, and targets. Clients may impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. However, if the restrictions prevent GIM from properly servicing the client account, or if the restrictions would require GIM to deviate from its standard suite of services, GIM reserves the right to end the relationship. A wrap fee program is an investment program where the investor pays one stated fee that includes management fees, transaction costs, fund expenses, and any other administrative fees. GIM DOES NOT participate in any wrap fee programs. GIM has the following assets under management: Discretionary Amounts: Non-discretionary Amounts: Date Calculated: $395,244,037 $0 12/29/2023 C. Client Tailored Services and Client Imposed Restrictions D. Wrap Fee Programs E. Amounts

Under Management Investment Supervisory Services Fees Advisory fees are charged at an annual rate not exceeding 2.25% of assets under management. These fees are negotiable depending upon the needs of the client and complexity of the situation, and the final fee schedule is attached as Schedule A of the Investment Advisory Contract. Fees are paid monthly in arrears, and clients may terminate their contracts with thirty days’ written notice. Because fees are charged in arrears, no refund policy is necessary. Clients may terminate their accounts without penalty within 5 business days of signing the advisory contract. Advisory fees are withdrawn directly from the client’s accounts with client written authorization. Payment of Investment Supervisory Fees Advisory fees are withdrawn directly from the client’s accounts with client written authorization. Fees are paid monthly in arrears. Clients are responsible for the payment of all third party fees (i.e. custodian fees, brokerage fees, mutual fund fees, transaction fees, etc.). Clients with assets held in custody at Credential Qtrade Securities Inc. are generally assessed a custody fee of 0.15% that is billed by GIM but remitted to the custodian. Clients with assets held at other custodians will pay custody fees directly to the respective custodian. All third party fees and expenses are separate and distinct from the advisory fees charged by GIM. Please see Item 12 of this brochure regarding broker/custodian.