CORPORATE OVERVIEW The Mather Group, LLC, (“TMG” or “firm” or “we”) is a Limited Liability Company (“LLC”) formed in the State of Delaware and is owned by Mather Holdings, LLC. The firm offers investment advisory services for a fee to clients. TMG was established in 2011 and is registered as an investment adviser with the U.S. Securities and Exchange Commission (“SEC”). In March of 2022, the Vistria Group (“Vistria”), a Chicago-based middle market private equity firm, made a strategic investment in TMG through one of its affiliate private funds. TMG remains operationally independent, and Vistria does not have any role in TMG’s investment process related to the management of client assets. ASSETS UNDER MANAGEMENT As of December 31, 2023, our regulatory assets under management are $10,508,543,012. Of this total amount, we manage $9,314,641,691 on a discretionary basis and $1,193,901,321on a non- discretionary basis. TMG has combined assets under management and assets under advisement of $ 13,258,311,741. Some asset values may not be readily available at the most recent quarter end; therefore, the most recently obtained values were used for this calculation. The values may be higher or lower, depending on the current market conditions. SERVICES WE OFFER TMG provides combined financial planning, investment management, tax and estate planning guidance, and family office services to primarily high net worth individuals. We are dedicated to providing individuals and other types of clients with a wide array of investment advisory services. In addition, we offer executive services to corporations seeking to have an advisory firm to partner with as a benefit for their employees. FINANCIAL PLANNING TMG prepares and provides clients with comprehensive written financial documents designed to help them achieve their financial goals and investment objectives in accordance with their financial and risk objectives. The preparation of these documents requires the client to provide personal data such as budgeting, liabilities, tax records, family records, estate information, and other financial goals the client may have. The overall financial planning process may include any or all of the following, as appropriate and/or directed by the client; asset protection, tax planning, business succession, strategies for exercising employer issued stock options, cash flow, education planning, estate planning guidance, charitable gifting, long-term care, disability planning, retirement planning, insurance planning, tax preparation and risk management. TMG does not serve as an attorney or insurance agent, does not give legal advice, and no portion of our services should be construed as such. To the extent requested by a client, we may recommend the services of other professionals for certain non-investment implementation purposes (i.e., attorneys, accountants, insurance agents or others). A client is under no obligation to accept such a recommendation. 5 | PORFOLIO MANAGEMENT We offer both discretionary and non-discretionary portfolio management services. As a discretionary investment manager, we manage model portfolios using an array of equity and fixed income, utilizing an evidence-based approach, and manage accounts in accordance with our client's investment objectives, risk tolerance and other relevant information obtained at the beginning of the advisory relationship. We will then monitor the portfolio on an ongoing basis, and rebalance as required by changes in market conditions, and in the client's financial circumstances. For discretionary services, the client grants us permission to manage their account. This will allow us to make investment decisions without prior consent for each decision. When all clients have assets managed in a similar manner, the investment adviser may no longer be an investment adviser, but may be operating as an investment company. TMG provides these services under the nonexclusive safe harbor from the definition of an investment company for programs that provide discretionary investment

advisory services to clients under 17 CFR 270.3a- 4. We usually do not allow clients to impose restrictions on investing in certain securities or types of securities due to the level of difficulty this would entail in managing their account. We will accept investment restrictions from clients if the restrictions do not hinder our ability to execute our investment strategies. We review accounts under our management on a regular basis, and at least quarterly. We may periodically rebalance or adjust client accounts under our management. If the client experiences any significant changes to his/her financial or personal circumstances, the client must notify us so that we can consider such information in managing the client’s investments and determine if their account needs to be reassigned to a model that aligns with their change in investment object and risk tolerance. FAMILY OFFICE SERVICES TMG provides its investment advisory, financial planning, and family office services to high-net worth families, which consist of individuals, corporations, trusts, not for profit organizations, and other entities. The financial planning and family office services are bundled into the investment management advisory services and are not broken out separately as a service or for billing. Family Office Services are provided through the TMG Family Office (“TMGFO”). eMONEY PLATFORM TMG may provide its clients with access to an online platform hosted by “eMoney Advisor” (“eMoney”). The eMoney platform allows a client to view their complete asset allocation, including those assets that TMG does not manage (the “Excluded Assets”). TMG does not provide investment management, monitoring, or implementation services for excluded assets, therefore, TMG shall not be responsible for the investment performance of the excluded assets, and the client maintains management authority for these assets. The eMoney platform also provides access to other types of information, including financial planning concepts, which should not in any manner be construed as services, advice, or recommendations provided by 6 | TMG. The client may engage TMG to manage some or all of the excluded assets pursuant to the terms and conditions of comprehensive services outlined in the Investment Advisory Agreement (formerly known as Comprehensive Services Agreement) between TMG and the client. TAX PLANNING/PREPARATION TMG offers tax planning services. Our tax specialists will partner with our clients at the beginning of the year to create and implement a tax plan that seeks to provide minimal tax liability throughout the year. We also offer tax preparation services. Minimum account balances are required to receive these services. TMG may outsource certain tax preparation services to an unaffiliated Tax Preparation Services provider. In the instance that a client’s tax preparation is outsourced, the Client will be asked to sign IRS Form 7216 allowing TMG to share the client’s information to the unaffiliated Tax Preparation Services provider. ESTATE PLANNING TMG offers estate planning document preparation through a third-party provider and/or outside legal counsel (“outside counsel”). Since TMG does not provide legal advice, TMG refers the Client to outside counsel to provide estate legal advice to the Client. The Client may be required to enter into a separate agreement with outside counsel and may be charged an additional fee. Clients are never obligated to use these services. There is no affiliation between TMG and the third-party provider, nor does TMG receive any portion of the fee paid by the Client to outside counsel. Minimum account balances are required to receive these services. EXECUTIVE SERVICES TMG offers executive services to corporations and their executives. This platform assists companies in providing services that benefit both the employer and executive. The services are designed to help corporate leaders manage the significant tax compliance and financial complexities tied to their corporate compensation benefits.