A Brogan Financial, Inc. (“Brogan Financial” “we” “us” and “Advisors”) is an independent financial planning and investment management firm. We are a Tennessee Corporation registered as an investment advisor with our principal place of business located in Knoxville, Tennessee. Brogan Financial began conducting business as an independent investment firm in 2001 and has been registered with the United State Securities and Exchange Commission since 2008. The President, Founder, Chief Investment Officer, and majority owner is Jim Brogan. B Brogan Financial offers a wide range of investment advisory services to its Clients. Our services include, among other things, providing advice regarding financial planning, asset allocation and the selection and management of investments. Our Client services include:  Investment Planning  Income Distribution Planning  Financial Independence/Retirement Planning  IRA and Retirement Account Distribution Planning  Income Tax Planning  Estate & Wealth Transfer Planning We provide financial planning services in connection with our asset management services for all our Clients. In certain limited circumstances, we provide financial planning services as a stand-alone service apart from our asset management services. C Our advice and services are tailored to the stated objectives of each Client and our account management or supervision is guided by the stated objectives of each Client. In addition, we consider each Client’s risk profile and financial status prior to making any recommendations. Brogan Financial will prepare a financial plan for all Clients. The plan includes gathering all information necessary to provide Client with appropriate and agreed upon services, which may include one or more of the following: Budgeting and

cash flow planning, disability planning and income protection, debt management, estate planning, business succession planning, retirement planning and investment planning. The plan considers all Client assets, liabilities, goals and objectives. In order to best serve their needs, we encourage our Clients to notify us of any life events or financial changes that could affect their individual financial circumstances and needs. D When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act (ERISA) and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. F IRM B ROCHURE 5 Under this special rule’s provisions, we must:  Meet a professional standard of care when making investment recommendations (give prudent advice);  Never put our financial interests ahead of yours when making recommendations (give loyal advice);  Avoid misleading statements about conflicts of interests, fees and investments;  Follow policies and procedures designed to ensure that we give advice that is in your best interest;  Charge no more than is reasonable for our services; and  Give you basic information about conflicts of interest. E We do not participate in or sponsor any wrap fee programs. F Brogan Financial manages a total of $444,206,370 in assets under management. Of this amount, $428,527,575 is managed on a discretionary basis and $15,678,795 is managed on a non-discretionary basis. These amounts were calculated as of December 31, 2023.