A. Optimal Capital Advisors, LLC ........................................................................................ 6 B. Advisory Services Offered .............................................................................................. 6 C. Client-Tailored Services and Client-Imposed Restrictions ................................................ 8 D. Wrap Fee Programs ...................................................................................................... 8 E. Client Assets Under Management .................................................................................. 8 Item 5: Fees and Compensation ................................................................................................ 9 A. Methods of Compensation and Fee Schedule ................................................................ 10 B. Client Payment of Fees .................................................................................................. 10 C. Additional Client Fees Charged ...................................................................................... 11 D. Prepayment of Client Fees ........................................................................................... 11 E. External Compensation for the Sale of Securities to Clients .......................................... 12 Item 6: Performance-Based Fees and Side-by-Side Management ............................................. 13 Item 7: Types of Clients ........................................................................................................... 14 Item 8: Methods of Analysis, Investment Strategies, and Risk of Loss ....................................... 16 A. Methods of Analysis and Investment Strategies............................................................ 16 B. Investment Strategy and Method of Analysis Material Risks ......................................... 20 C. Security-Specific Material Risks .................................................................................... 22 Item 9: Disciplinary Information ............................................................................................... 23 A. Criminal or Civil Actions ............................................................................................... 23 B. Administrative Enforcement Proceedings ..................................................................... 23 C. Self-Regulatory Organization Enforcement Proceedings ............................................... 23 Item 10: Other Financial Industry Activities and Affiliations ......................................................... 24 A. Broker-Dealer or Representative Registration ............................................................... 24 B. Futures or Commodity Registration.............................................................................. 24 C. Material Relationships Maintained by this Advisory Business and Conflicts of Interest........................................................................................................................ 24 D. Recommendation or Selection of Other Investment Advisors and Conflicts of Item 3: Table of Contents Interest........................................................................................................................ 26 Item 11: Code of Ethics, Participation or Interest in Client Transactions and Personal Trading ....................................................................................................................... 27 A. Code of Ethics Description ........................................................................................... 27 B. Investment Recommendations Involving a Material Financial Interest and Conflicts of Interest ..................................................................................................... 27 C. Advisory Firm Purchase of Same Securities Recommended to Clients and Conflicts of Interest ..................................................................................................... 27 D. Client Securities Recommendations or Trades and Concurrent Advisory Firm Securities Transactions and Conflicts of Interest ........................................................... 28 Item 12: Brokerage Practices ..................................................................................................... 29 A. Factors Used to Select Broker-Dealers for Client Transactions ...................................... 29 B. Aggregating Securities Transactions for Client Accounts .............................................. 32 Item 13: Review of Accounts ..................................................................................................... 35 A. Schedule for Periodic Review of Client Accounts or Financial Plans and Advisory Persons Involved ......................................................................................................... 35 B. Review of Client Accounts on Non-Periodic Basis ......................................................... 35 C. Content of Client-Provided Reports and Frequency ...................................................... 35 Item 14: Client Referrals and Other Compensation ..................................................................... 36 A. Economic Benefits Provided to the Advisory Firm from External Sources and Conflicts of Interest ..................................................................................................... 36 B. Advisory Firm Payments for Client Referrals .................................................................

36 Item 15: Custody ....................................................................................................................... 37 Item 16: Investment Discretion .................................................................................................. 38 Item 17: Voting Client Securities ................................................................................................ 39 Item 18: Financial Information ................................................................................................... 40 A. Balance Sheet ............................................................................................................. 40 B. Financial Conditions Reasonably Likely to Impair Advisory Firm’s Ability to Meet Commitments to Clients .............................................................................................. 40 C. Bankruptcy Petitions During the Past Ten Years ........................................................... 40 A. Optimal Capital Advisors, LLC Optimal Capital Advisors, LLC (“Optimal Capital” and/or the “firm”) is a registered investment advisor with the U.S. Securities and Exchange Commission (“SEC”) and is organized as a limited liability company (“LLC”) under the laws of the State of Michigan. Optimal Capital was founded in April 2006 and is owned and operated by Joseph Batcha (Founder & CIO). This Disclosure Brochure provides information regarding the qualifications, business practices, and advisory services provided by Optimal Capital. B. Advisory Services Offered B.1. Investment Management Services Optimal Capital conducts business under the wholly owned affiliates of Optimal Family Office, Optimal Advisor Partners, and Optimal Private Capital. Optimal Capital serves as Managing Member of certain private investment vehicles described in Item 10 of this brochure. Optimal Capital provides investment management services on a discretionary basis according to the investment objectives of the client and in accordance with the terms and conditions of the investment advisory agreement between Optimal Capital and the client. Based upon the client’s stated investment objectives, Optimal Capital’s investment management constructs portfolios utilizing a dynamic blend of strategic and tactical asset allocation, as described in item 8 of this brochure. For its discretionary asset management services, Optimal Capital receives a limited power of attorney to effect securities transactions on behalf of its clients that include securities and strategies described in Item 8 of this brochure. Based upon these portfolios, Optimal Capital will invest client’s accounts in certain percentages amongst numerous asset classes (e.g. global stocks, global bonds, commodities, private funds and related securities). In addition to providing Optimal Capital with information regarding their personal financial circumstances, investment objectives and tolerance for risk, clients are obligated to provide the firm with any reasonable investment restrictions that should be imposed on the management of their portfolio, and to promptly notify the firm in writing of any changes in such restrictions or in the client's personal financial circumstances, investment objectives, goals and tolerance for risk. On a quarterly basis, Optimal Capital’s reports to clients will remind clients of their obligation to inform the firm of any such changes or any restrictions that should be imposed on the management of the client’s account. Optimal Capital will also contact clients at least annually to determine whether there have been any changes in a client's personal financial circumstances, investment objectives and tolerance for risk. B.2. Consulting and Financial Planning Services Optimal Capital provides its clients with financial planning and consultation services, which include but are not limited to the following: ▪ Review of goals and objectives ▪ Analysis and recommendations for cash flow planning ▪ Asset allocation/investment planning ▪ Income tax planning ▪ Wealth protection ▪ Estate planning ▪ Retirement planning ▪ Education planning ▪ Real estate/mortgage planning ▪ Succession and liquidity event planning ▪ Adaptive income distribution ▪ Charitable giving ▪ Foundation management Optimal Capital gathers required information through in-depth personal interviews and questionnaires. Information gathered includes a client's current financial status, investment objectives, future goals, and attitudes toward risk. Related documents supplied by the client are carefully reviewed, and a report is prepared covering one or more of the above-mentioned topics as directed by the client. B.3. Sub-Advisory Services Optimal Capital provides advisory services acting as a sub-adviser to private funds selected by third-party advisors on behalf of their clients. B.4. Orion Services Optimal Capital utilizes Orion Advisor Services, LLC (“Orion”), a third-party vendor that provides multi-custodial household reporting, billing, trading, planning, compliance and client portal software and services for the benefit of Optimal Capital and its clients. B.5. Optimal Alternative Titans Optimal Capital offers, through its Optimal Alternative Titans program, a diversified suite of hedge funds available through a hedge fund platform sponsored by Crystal Capital. Optimal Capital selects and allocates amongst the managers available on the Crystal Capital platform based upon the client’s individual needs and circumstances. Crystal Capital provides research, due-diligence, analytical, and administrative support. Clients will receive disclosure documents for each hedge fund in which they are interested in investing as well as be required to complete and sign a subscription document prior to investing. There are strict minimum investor qualifications and minimum investment criteria that apply. See Item 7 of this Brochure for additional conditions. In addition, please review applicable disclosure and subscription documentation of the hedge funds made available through Crystal Capital’s hedge fund platform. B.6. Corporate Consulting Services Optimal Capital may enter consulting arrangements with private companies, some of which may entail investment opportunities for Optimal Capital and its clients. See Item 10.C.5 of this brochure for additional disclosure regarding such arrangements. These consulting services generally include the provision of guidance on business, organic growth opportunities, industry, and strategy issues on an as-needed basis, including but not limited to acquisitions and general market analysis of the applicable industry and any legislative issues involving same. C Client-Tailored Services and Client-Imposed Restrictions Each client’s account(s) will be managed on the basis of the client’s financial situation and investment objectives and in accordance with any reasonable restrictions imposed by the client on the management of the account—for example, restricting the type or amount of security to be purchased in the portfolio. D Wrap Fee Programs Optimal Capital does not currently act as a portfolio manager to advisers on wrap program platforms. E Client Assets Under Management As of December 31, 2023, Optimal Capital managed $ 116,624,038 of discretionary client assets and $0 of non-discretionary client assets.