The Company EJF is an employee-owned alternative asset management firm headquartered outside of Washington, DC. EJF manages assets across a diverse group of alternative asset strategies that specialize in the financial industry. EJF was founded in 2005 by Emanuel J. Friedman and Neal Wilson along with a small team of professionals from Friedman, Billings, Ramsey Group, Inc. (“FBR”). EJF and its subsidiaries currently employ over 40 professionals across three offices globally (Arlington, VA, London, United Kingdom and Shanghai, China). Prior to launching EJF, Mr. Friedman was the co-founder and Co-CEO of FBR for more than fifteen years. Mr. Friedman possesses more than 40 years of experience in the U.S. securities industry with a particular expertise in banks and financials. Mr. Wilson previously managed both the Alternative Asset Investments and the Private Wealth Management groups at FBR, and served as a Branch Chief with the U.S. Securities and Exchange Commission in Washington, DC. EJF is an investment advisory firm that started its investment advisory operations in September 2005. EJF’s principal owner and Co-Chief Executive Officer, Emanuel J. Friedman, owns approximately 64% of EJF, and Neal Wilson, EJF’s Co-Chief Executive Officer, owns approximately 20% of the Firm. Other employees own approximately 16% of EJF. A third-party investor, Kudu Investment Management LLC (“Kudu”), which is registered with the SEC as an investment adviser, owns a minority stake in EJF. EJF has two affiliated entities; one entity is located in London, United Kingdom, and one is located in Shanghai, China. EJF also has four relying advisers. Contact information for EJF’s headquarters, its affiliated entities, and the relying advisers is as follows: EJF Capital LLC 2107 Wilson Boulevard, Suite 410 Arlington VA 22201 EJF Capital Ltd 11 Berkeley Street, 5th Floor London, UK W1J 8DS EJF Shanghai Adviser Ltd. 8th Floor, Phase 2 Shanghai International Finance Center 8 Century Avenue Pudong, Shanghai 200120 People’s Republic of China EJF CDO Manager LLC 2107 Wilson Blvd, Suite 410 Arlington, VA 22201 EJF Investments Manager LLC 2107 Wilson Blvd, Suite 410 Arlington, VA 22201 Rocade Capital Partners LLC 2107 Wilson Boulevard, Suite 410 Arlington, VA 22201 Armadillo Financial Partners LLC 2107 Wilson Boulevard, Suite 410 Arlington, VA 22201 Advisory Services EJF provides discretionary investment advisory services and sub-investment advisory services to pooled investment vehicles and single investor funds (each, a “Fund”, and collectively, the “Funds”). EJF serves as the manager for the Funds and is responsible for the Funds’ trading and other day to day activities. The following Funds are currently open to new investments: EJF Debt Opportunities Master Fund, L.P. (“Debt Opportunities”), a limited partnership formed in the Cayman Islands; EJF Income Fund, LP (“Income Fund”), a limited partnership formed in Delaware; EJF Financial Services Fund, LP (“Financial Services”), a limited partnership formed in Delaware; EJF Tactical Opportunities Fund LP (“Tac Ops”), an exempted limited partnership formed in the Cayman Islands, Seneca Mortgage Investments LP (“Seneca”) a limited partnership formed in Delaware, EJF Ventures Fund LP (“Ventures”), a limited partnership formed in Delaware, EJF OpZone Fund II LP (“OpZone II”), a limited partnership formed in Delaware. In addition to the Funds referenced above, EJF also manages a number of Funds that are currently closed to new investors and investments. Rocade Capital LLC, (“Rocade”), is the sole managing member of Armadillo Financial Partners, LLC (“Armadillo”), is a relying adviser on EJF’s Form ADV, serves as the investment manager or advises on Rocade Capital Fund IV LP (“Rocade IV”) a limited partnership formed under the laws of the State of Delaware, Rocade Capital Offshore Fund IV LP (“Rocade IV Offshore” and with Rocade IV the “Fund IV Funds”) an exempted limited partnership limited liability company formed in the Cayman Islands, EJF Sidecar Fund, Series LLC – Series G (“Sidecar G”) a limited liability company formed in Delaware, and Sokosti LP (“Sokosti”) an exempted limited partnership limited liability company formed in the Cayman Islands. Armadillo Financial Partners LLC, a relying adviser on EJF’s Form ADV, serves as the manager or advises on Armadillo Financial Offshore Fund III LP, an exempted limited partnership limited liability company formed in the Cayman Islands (“Armadillo III Offshore”); and EJF Sidecar Fund, Series LLC – Series F (“Sidecar F”). EJF Investments Manager LLC (“EJFIM”), a relying adviser on EJF’s Form ADV, serves as the manager for EJF Investments Limited, a closed-ended investment company incorporated with limited liability in the Bailiwick of Jersey, and EJF Investments LP, a Delaware limited partnership. EJF CDO Manager LLC (“CDO Manager”), a relying adviser on EJF’s Form ADV, serves as collateral manager for Attentus CDO I, LTD., Attentus CDO III, LTD., Kodiak CDO I, Inc, Kodiak CDO II, Inc., TruPS Financials Note Securitization 2017-2, Ltd., TruPS Financials Note Securitization 2018-1, Ltd., TruPS Financials Note Securitization 2018-2, Ltd., TruPS Financials Note Securitization 2019-1, Ltd, TruPS Financials Note Securitization 2019-2, Ltd, TruPS Financials Note Securitization 2020-1, Ltd., TruPS Financials Note Securitization 2020-2, Ltd., and TruPS Financials Note Securitization 2022-2, Ltd. EJF is subject to investment guidelines/restrictions with respect to the Funds. These investment guidelines/restrictions (if any) are described in each Fund’s offering documents (or a separate document) and are monitored in EJF’s portfolio management system (to the extent practicable). EJF also provides discretionary investment advisory services and sub-investment advisory services to separately managed accounts (“SMAs,” together with Funds, each a “Client”, and collectively “Clients”). With regard to SMAs, the advisory accounts are managed according to the Client’s investment guidelines/restrictions as they appear in the Client’s investment management agreement or a separate document reflecting investment guidelines/restrictions. Examples of guidelines/restrictions for an SMA include a prohibition on the purchase of a particular security, a limit on the percentage of an SMA client’s assets which are invested in a particular asset class, limitations of portfolio leverage or turnover, or a limitation on the financial institutions where transactions may be executed. SMA clients with discretionary accounts have the ability to place additional investment guidelines/restrictions or remove or modify existing investment guidelines/restrictions that are described in the investment management agreement or corresponding document. All changes to the investment guidelines/restrictions are reviewed with the Client and the product’s portfolio management team (or a designee) before they are implemented. In the sub-advisory context, EJF will receive any investment restrictions prior to accepting the Client’s account, and will manage the account in accordance with those restrictions. To assist with this review, each SMA client’s investment guidelines/restrictions are placed in EJF’s

portfolio management system (to the extent practicable), where proposed trading activity is compared to the Client’s instructions. To manage Clients’ portfolios, EJF relies on investment research generated internally and research received from broker-dealers (proprietary research) or consultants. EJF’s portfolio management teams for different Clients sometimes share investment research and have discussions regarding investment ideas. This practice may create a conflict of interest between EJF’s Clients as resources and investment opportunities could be allocated disproportionately. EJF does not offer for sale any proprietary investment research or research generated internally. However, the Firm occasionally produces “white papers” which are made available to certain existing and prospective Clients or Fund investors. The portfolios for Funds and SMAs managed by EJF include, but are not limited to: investments (domestic and foreign) in common stock, preferred stock, convertible preferred equity, SAFE notes, digital assets, forward purchase agreements, units, investment grade and non-investment grade corporate bonds, fixed income securities, structured products, swaps, options, derivatives, and private securities. Clients also invest in other securities such as: U.S. Government and agency securities, convertible securities (including convertible preferred stocks and convertible corporate bonds), real estate and real estate investment trusts, private placement securities, private funds, triple net lease products, insurance-linked securities, industry loss warranties, mortgage servicing rights, futures (tangible and intangible), forwards, municipal bonds, trust preferred securities, and warrants. With regard to several Funds, the investment program includes providing secured business loans, and loans to law firms participating in mass tort litigation or other similar litigation. EJF offers advice on trust preferred securities, long-term junior subordinated debt or equity securities with characteristics very similar to trust preferred securities and other preferred or debt securities of domestic and foreign issuers. EJF also provides advice on investments in entities that elect to be taxed as real estate investment trusts for U.S. federal income tax purposes. These entities issue structured finance products and/or originate loans that invest in trust preferred securities. EJF provides advice on different tranches of structured and securitized debt and equity securities such as: mortgage pool residual interests, bank loans, trade claims, derivatives, equity securities received in connection with debt restructurings, and private investments in public equities. EJF has agreed to provide certain investors with documents containing detailed information about certain Funds on a monthly or quarterly basis. EJF will provide such information to investors in the Funds upon request, subject to such policies and conditions as may be established by EJF from time to time in its sole discretion, pursuant to applicable laws, rules and regulations. EJF may determine, in its sole discretion, to stop providing such statements at any time or to change the information contained in or the timing of such statements. Any investors that would like to receive such statements will be required to execute a confidentiality agreement prior to receiving such statements. On behalf of certain Clients, EJF have invested in securities issued by Special Purpose Acquisition Corporations (“SPACs”), which are formed for the purpose of effecting a merger, share exchange, asset acquisition, share purchase, reorganization or similar business combination with one or more businesses in various industries. These companies may ultimately merge with businesses not within the financial industry. Additionally, EJF has a wholly owned subsidiary that has sponsored a SPAC (“EJF SPAC”) and may continue to sponsor more SPACs in the future. Certain Clients have participated in an investment in the EJF SPAC and as a result will have a participation interest in the sponsor of the EJF SPAC along with other employees of the Firm. This participation interest is in connection with the investment in the EJF SPAC and is subject to reallocation, dilution, and depreciation. The EJF SPAC consummated a business combination with a financial technology company where a Fund acquired shares of the newly merged company. The Firm is subject to a number of actual or apparent conflicts of interest in associated with its sponsorship of the affiliated SPAC and the Fund’s investment. Termination of SMA Agreement An SMA client may terminate the investment management agreement at any time. The termination is effective after EJF receives a notice of termination. EJF may terminate an investment management agreement by notifying the SMA client. Wrap Programs Additionally, EJF provides discretionary investment management services as part of a wrap-fee program (“Wrap Program”) offered by an investment adviser/broker-dealer (“Sponsor”). Under this arrangement, the Sponsor provides various services, which typically include investment management, trade execution, custody, performance monitoring, reporting, and other services for an all-inclusive fee. EJF does not act as Sponsor for any Wrap Program; Clients can obtain a detailed description of services offered under their specific Wrap Program from the Sponsor of such program or from the Sponsor’s Form ADV, specifically Schedule H. Contractual agreements for Wrap Programs are typically between the client and the Sponsor because of the Sponsor’s all- inclusive fee arrangement. The Sponsor, in turn, contracts EJF for its investment advisory services. EJF receives a portion of the fee received by the Sponsor. Under the Wrap Program, the Sponsor is responsible for defining the Client’s investment objectives, selecting EJF as sub-advisory investment manager to manage the Client’s account and contacting the Client to ascertain whether there has been any change in the Client’s financial circumstances or objectives. Although EJF does not typically have direct Client contact, the information obtained by the Sponsor is expected to be sufficiently detailed so that EJF is able to provide individualized investment management services to each Client. EJF will evaluate each Client’s investment objectives and other individual circumstances and reasonable restrictions. In addition, EJF makes itself reasonably available to the Sponsor and the Client, for joint consultations, to ensure EJF’s ability to maintain individualized investment management services. In evaluating a Wrap Program, Clients should consider a number of factors. A Client may be able to obtain some or all of the services available through a particular Wrap Program on an “unbundled” basis through the Sponsor of that program or through other firms and, depending on the circumstances, the aggregate of any separately paid fees may be lower (or higher) than the single, all-inclusive (or “wrap”) fee charged in the Wrap Program. Regulatory Assets under Management As of December, 31, 2023, EJF had approximately $6,809,997,877 in regulatory assets under management (“AUM”). All assets are managed on a discretionary basis.