A. Description of your advisory firm, including how long you have been in business and its principal owners. Addenda Capital is an investment management firm providing solutions for institutional and high net worth clients. We offer our clients expert services in a broad range of asset classes. Our mission is sustainable wealth creation, in close partnership with our clients for a better future. With offices in Canada in the cities of Montréal, Guelph, Regina and Toronto, and a team of over 65 investment professionals, Addenda Capital offers traditional and alternative investment solutions to meet clients' needs. Over 30 years of investing expertise, with entrepreneurial and co-operative roots, Addenda and its predecessor Co-operators Investment Counselling Limited have been offering portfolio management services since 1985. In April 2008, Addenda merged its operations with those of Co-operators Investment Counselling Limited, a division of The Co-operators Group Limited, and pursued its operations under the Addenda Capital Inc. name. As of December 31st, 2023, Addenda Capital is a Canadian multi-asset investment firms, with over $25 billion US in assets under management. Co-operators Financial Services Limited, a wholly-owned subsidiary of the Co-operators Group, is Addenda's principal shareholder as of May 31, 2023 with 96.52% ownership; and Addenda’s employees owning the remaining 3.48%. B. Description of the types of advisory services you offer Addenda is a privately-owned investment management firm that looks after pension, private wealth, insurance, corporate and foundation assets. Our mission is sustainable wealth creation, in close partnership with our clients for a better future. As such, we are committed to sustainable investing. We promote sustainable financial markets and actively engage with the companies and issuers to encourage better ESG practices and related disclosure which can lead to better long- term outcomes for our clients. We favor a disciplined approach to long-term investing. It is based on fundamental research and thorough risk evaluation that integrates sustainable investing practices, such as ESG factors. This allows us to draw a deeper understanding of potential rewards and risks, and better address the long-term needs and expectations of our clients. In our view, and in our practice, sustainable investing is not a compromise. It’s all about making better investment decisions. We believe it’s good for our clients, it’s good for us as investors, and it’s good for future generations, as well. We analyze ESG matters when considering adding any new security, excluding cash, to a portfolio, as well as in our ongoing monitoring of portfolios. In addition to our in-house ESG

analysis, we work with external specialists to supplement our research and analysis efforts. Furthermore, each investment team can rely on the support of our dedicated Sustainable Investing team for specialized research and more in-depth information on how ESG factors may affect investment performance and risk management. Addenda offers discretionary investment management services through a comprehensive range of investment strategies, including fixed income, equities and commercial mortgages, which can be modulated and combined to develop tailored investment solutions that meet the evolving needs of our clients. We can, at a client’s request, tailor investment solutions to achieve positive social or environmental impacts or meet specific value-based investing. For Canadian investors, clients may invest on a separately managed account basis, or through Addenda’s family of pooled funds. For US domiciled investors, clients may invest on separately managed basis or through collective investment trusts (“CIT”) managed by Addenda. Addenda offers the following range of investment solutions: Fixed Income
• Absolute Return Bonds
• Active Duration Bonds
• Core Bonds
• Corporate Bonds
• Impact Fixed Income
• CorePlus Fixed Income
• Infrastructure Bonds
• Preferred Shares Equities
• Canadian Equities
• Climate Transition Canadian Equities
• International Equities
• Global Equities
• Climate Transition International Equities
• US Equities
• Fossil Fuel Free Global Equity Canadian Commercial Mortgages - Eco Social Commercial Mortgages - Commercial Mortgages Multi-Asset/Customized
• Balanced
• Diversified Income (Domestic and Global)
• Insurance Assets
• Liability Driven Investments (LDI) C. Explanation on how you tailor your advisory services to the individual needs of clients Addenda offers investment solutions in an effort to fulfill its clients’ needs and objectives. Restrictions may be imposed by the client through its investment parameters, restrictions and constraints documented within the client’s investment policy. Nevertheless, restrictions and constraints must be approved by the Portfolio Managers, the Chief Compliance Officer and the Executive Vice President, Business Development & Client Partnerships as being acceptable and in line with the return and risk tolerance objectives established by the client. D. Participation in wrap fee programs Addenda does not currently participate in a wrap fee program. E. Client assets As of February 29, 2024, Addenda’s discretionary assets under management were $ 25,243,269,090 billion US.