Fiduciary Family Office offers a variety of advisory services, which include financial planning, consulting, and investment management services. Prior to Fiduciary Family Office rendering any of the foregoing advisory services, clients are required to enter into one or more written agreements with Fiduciary Family Office setting forth the relevant terms and conditions of the advisory relationship (the "Advisory Agreement"). Fiduciary Family Office filed for registration as an investment adviser in May 2023 and is owned by Kathleen Grace and Tabitha LeTourneau Meyerer. As of December 31, 2023, Fiduciary Family Office had $504,321,798 assets under management, managed on a discretionary basis and $105,472,760 on a non-discretionary basis. While this brochure generally describes the business of Fiduciary Family Office, certain sections also discuss the activities of its Supervised Persons, which refer to the Firm's officers, partners, directors (or other persons occupying a similar status or performing similar functions), employees or other persons who provide investment advice on Fiduciary Family Office's behalf and are subject to the Firm's supervision or control. Financial Planning and Consulting Services Fiduciary Family Office offers clients a broad range of financial planning, family office, and consulting services, which include any or all of the following functions:
• Business Planning • Retirement Planning
• Cash Flow Planning • Risk Management
• Trust and Estate Planning • Charitable Giving
• Financial Reporting • Distribution Planning
• Investment Consulting • Tax Planning
• Insurance Planning • Education Planning While each of these services is available on a stand-alone basis, certain of them can also be rendered in conjunction with investment portfolio management as part of a overall wealth management engagement (described in more detail below). Family Office Services The Firm can also be engaged to provide Family Office Services which may include, but are not limited to, the following services:
• Oversight and coordination of estate, income tax, cash flow, risk management and investment strategies with the client's other advisors
• Cash management services, track and monitor cash flow
• Liaison to banking services and relationships
• Analysis of financial issues
• Assist with planning for future cash flow needs
• Risk management/insurance review consulting
• Financial statement recordkeeping, compilation of books, reports
• Review and/or negotiate with client's vendors and services providers to help determine the best options for the client
• General financial advice
• Other services not specific to investment management 5 | P a g e In performing the financial planning, consulting and family office services, Fiduciary Family Office is not required to verify any information received from the client or from the client's other professionals (e.g., attorneys, accountants, etc.,) and is expressly authorized to rely on such information. Fiduciary Family Office recommends certain clients engage certain Supervised Persons in their individual capacity as insurance agents to implement insurance recommendations. Clients retain absolute discretion over all decisions regarding implementation and are under no obligation to act upon any of the recommendations made by Fiduciary Family Office under a financial planning, consulting, or family office services engagement. Clients are advised that it remains their responsibility to promptly notify the Firm of any change in their financial situation or investment objectives for the purpose of reviewing,

evaluating, or revising Fiduciary Family Office's recommendations and/or services. Investment and Wealth Management Services Fiduciary Family Office manages client investment portfolios on a discretionary basis. In addition, Fiduciary Family Office provides certain clients with wealth management services which include a broad range of financial planning and consulting services as well as discretionary and in limited situations non-discretionary management of investment portfolios. Fiduciary Family Office primarily allocates client assets among various exchange-traded funds (“ETFs”), individual stocks, bonds, options, alternative investments, mutual funds, and/or independent investment managers (“Independent Managers”) in accordance with their stated investment objectives. Where appropriate, the Firm also provides advice about any type of legacy position or other investment held in client portfolios, but clients should not assume that these assets are being continuously monitored or otherwise advised on by the Firm unless specifically agreed upon. Clients can engage Fiduciary Family Office to manage and/or advise on certain investment products that are not maintained at their primary custodian, including but not limited to alternative investments, variable life insurance and annuity contracts and assets held in employer sponsored retirement plans and qualified tuition plans (i.e., 529 plans). In these situations, Fiduciary Family Office directs or recommends the allocation of client assets among the various investment options available with the product. These assets are generally maintained at the underwriting insurance company or the custodian designated by the product’s provider. Fiduciary Family Office tailors its advisory services to meet the needs of its individual clients and seeks to ensure, on a continuous basis, that client portfolios are managed in a manner consistent with those needs and objectives. Fiduciary Family Office consults with clients on an initial and ongoing basis to assess their specific risk tolerance, time horizon, liquidity constraints and other related factors relevant to the management of their portfolios. Clients are responsible to promptly notify Fiduciary Family Office if there are changes in their financial situation. Use of Independent Managers As part of our investment management and family office services, Fiduciary Family Office selects certain Independent Managers to actively manage all or a portion of its clients’ assets and may hire and fire any Independent Manager without your prior approval. The specific terms and conditions under which a client engages an Independent Manager are set forth in a separate written agreement with the designated Independent Manager. That agreement can be between the Firm and the Independent Manager (often called a subadvisor) or the client and the Independent Manager (sometimes called a separate account manager). In addition to this brochure, clients will typically also receive the written disclosure documents of the respective Independent Managers engaged to manage their assets. Fiduciary Family Office evaluates a variety of information about Independent Managers, which includes the Independent Managers’ public disclosure documents, materials supplied by the Independent Managers themselves and other third-party analyses it believes are reputable. To the extent possible, the Firm seeks to assess the 6 | P a g e Independent Managers’ investment strategies, past performance, and risk results in relation to its clients’ individual portfolio allocations and risk exposure. Fiduciary Family Office also takes qualitative and quantitative factors into consideration, including each Independent Manager’s management style,