OWNERSHIP/ADVISORY HISTORY
Southbridge Advisors, LLC (“we”) is a Georgia Limited Liability Company formed in September
2019. We became registered with the Securities and Exchange Commission in November 2019.
Our members include Todd Fields, Jerold Sniderman, Louis Brown, George Richerson, and Robert
Donnell with Mr. Fields as the Chief Compliance Officer.
ADVISORY SERVICES OFFERED
FINANCIAL PLANNING
We offer comprehensive financial planning services that involve a review of your financial
situation, goals, risk tolerance and the creation of a written financial plan. Through a series of
personal interviews and the use of questionnaires we will collect pertinent data, identify goals,
objectives, financial problems, and potential solutions. With this information, we tailor your
financial plan and advice we give to you. Our advice and plan may cover any of the following
topics: net worth statement; cash flow analysis, tax analysis, insurance and long-term care
analysis; tax planning; retirement projection; 401k review; or other needs as identified during
our meetings with you. You will receive a written financial plan following our last meeting.
PORTFOLIO MANAGEMENT AND INSTITUTIONAL STRATEGISTS
Our portfolio management services are offered to assist you with the ongoing management of
your investment accounts. We will create a customized portfolio that we will manage on a
discretionary or non-discretionary basis. Through a series of personal interviews, we work with
you to formulate an individualized asset allocation model for your portfolio based upon your
objectives, time frame, risk parameters and other investment considerations.
Once the portfolio is created, to assist with the management of your account we may also
recommend one or more Institutional Strategists through Charles Schwab & Co., Inc.’s Model
Market Center. Our recommendation will depend on your circumstances, goals, objectives,
strategy desired, account size, risk tolerance, and other factors. We work with you to determine
which Institutional Strategist may be appropriate. You are never obligated to use a recommended
Institutional Strategist.
The Model Market Center is designed to match your investment objective with an Institutional
Strategist’s style. For example, we will recommend active management Institutional Strategist if
you seek an actively managed portfolio. If you prefer a passively invested portfolio, we will
recommend that type of Institutional Strategist. The investment styles may also be combined to
create a portfolio that is part actively managed and part passively managed.
Prior to a recommendation, we conduct a due diligence review of the available Institutional
Strategists available. We consider the following factors during our review: fees, reputation,
performance, financial strength, management, price reporting capabilities, your financial
situation, goals, needs, risk tolerance and your investment objectives. After our review, we
present you with one or more recommendations. You will be given a copy of all Institutional
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Advisors, LLC Page 5 ADV Part 2A – 3/29/2024
Strategists’ Form ADV Part 2As. You are encouraged to read and understand this disclosure
document.
RECOMMENDATION AND MONITORING OF THIRD-PARTY INVESTMENT ADVISERS
When deemed appropriate, we recommend the services of Third-Party Investment Advisers
(“Third-Party Adviser”) to manage your account(s). The recommendation will depend on your
circumstances, goals and objectives, desired strategy, account size, risk tolerance, and other
factors. We work with you to determine which Third-Party Adviser may be appropriate. You are
never obligated to use a recommended Third-Party Adviser. The Third-Party Advisers offered
through this service are not available on Charles Schwab & Co., Inc.’s Model Market Center.
We review each third-Party Adviser before making a recommendation to you. We consider the
following factors during our review: fees, reputation, performance, financial strength,
management, price, reporting capabilities, and your financial situation, goals, needs, and
investment objectives. After our review, we will present you with one or more recommendations.
If you wish to proceed with the recommendation, we will enter into a solicitor relationship with
the recommended Third-Party Adviser. Under this relationship, the Third-Party Adviser is
responsible for portfolio management, best execution, portfolio reporting, trading, trade error
resolution, fee collection and custodian reconciliations. We maintain our relationship with you
by monitoring the status of your accounts with the Third-Party Adviser, making
recommendations about the Third-Party Adviser, typically meeting with you either in person or
by telephone on an annual basis, and acting as your primary financial adviser. You should direct
all questions regarding the Third-Party Adviser’s services and performance to us.
If you are referred to a Third-Party Adviser, you will receive full disclosure, including services
rendered and fee schedules, at the time of the referral by delivery of a copy of the relevant Third-
Party adviser’s Form ADV Part 2A or equivalent disclosure document before receiving investment
advisory services from the Third-Party Adviser. We encourage you to read and understand this
disclosure document. No guarantees can be made that your financial goals or objectives will be
achieved. Further, no guarantees of performance can be offered.
We will not refer you to a Third-Party Adviser unless it is registered, notice filed or exempt from
registration as an investment adviser in your state of residence.
TAILORED SERVICES
The goals and objectives for each client are documented before any investing takes place. Clients
may impose restrictions on investing in certain securities or types of securities.
WRAP PROGRAM
We sponsor a wrap fee program. Please see our Appendix 1 to this brochure for additional details.
CLIENT ASSETS MANAGED
As of March 27, 2024, we manage $266,500,000 in discretionary assets and $36,550,000 in non-
discretionary assets.
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