HWM is an investment adviser registered with the Securities and Exchange Commission. Registration does not imply a certain level of skill or training. HWM is solely owned by David Hohimer and has been providing advisory services since 2019. HWM offers a variety of advisory services, which include investment and wealth management, financial planning, and consulting services. Prior to HWM rendering any of the foregoing services, clients are required to enter into one or more written agreements with HWM setting forth the relevant terms and conditions of the advisory relationship (the “Advisory Agreement”). HWM manages investment portfolios for individuals, high net worth individuals, pensions, trusts, businesses, and corporations. HWM will work with a client to determine the client's investment objectives and investor risk profile. These investment objectives may be set forth in a written Investment Policy Statement (“IPS”) that describes an asset allocation that conforms to a client’s risk tolerance level and expected rate of return requirements. Investment and portfolio allocation software is used to evaluate alternative portfolio designs. HWM evaluates clients’ existing investments with respect to their IPS and works with new clients to develop a plan to transition from a client’s existing portfolio to the portfolio recommended by HWM. HWM then continuously monitors clients’ portfolio holdings and holds regular review meetings with clients regarding their accounts, as necessary. HWM will utilize the financial information provided by the client to analyze and develop strategies and solutions to assist the client in meeting their financial goals. HWM will allocate a client’s assets among various investments taking into consideration the client’s unique ability, need, and willingness to take risk. Investment and Wealth Management Services HWM manages portfolios on both a discretionary and non-discretionary basis. HWM may also provide its clients with a broad range of services, as described in more detail below. HWM advises its clients by delivering tailored wealth management services and solutions. These services are based on a comprehensive understanding of each client’s current situation, past experiences, and future goals. With this acquired knowledge HWM will create, analyze, strategize, and implement goal-oriented investment solutions. These solutions become our client’s investment policy. This policy and our matched strategies are designed to be risk appropriate, cost effective and tax efficient. HWM provides clients with wealth management services which generally include a broad range of comprehensive financial planning and consulting services, as well as discretionary and/or, in very limited circumstances, non-discretionary management of investment portfolios. HWM primarily allocates client assets among individual equity and debt securities, exchange-traded funds ("ETFs"), and institutional mutual funds in accordance with the client's stated investment objective and risk/volatility parameter. HWM may also occasionally recommend clients allocate a certain portion of their assets to independent investment managers ("Independent Managers"). Where appropriate, HWM may also provide advice about many types of legacy positions or other investments held in client portfolios. Clients may engage HWM to manage and/or advise on certain investment products that are not maintained at their primary custodian, such as variable life insurance and annuity contracts (to the extent permissible without an insurance license) and assets held in employer sponsored retirement plans and qualified tuition plans (i.e., 529 plans). In these situations, HWM will direct or make recommendations on a non-discretionary basis for the allocation of client assets among the various investment options available with the product. These assets are generally maintained at the underwriting insurance company or custodian for the plan trustee or administrator and clients retain responsibility for effecting trades in these accounts. HWM tailors its advisory services to meet the needs of its individual clients and seeks to manage client portfolios in a manner consistent with the client's investment objective and risk tolerance parameter. HWM consults with clients on an initial and ongoing basis to assess their specific risk tolerance, time horizon, liquidity constraints and other related factors relevant to the management of their portfolios. Clients are advised to promptly notify HWM if there are changes in their financial situation or if they wish to place any limitations on the management of their portfolios. Clients may impose reasonable restrictions or mandates on the management of their accounts if HWM determines, in its sole discretion, the conditions would not materially impact the performance of a management strategy or prove overly burdensome to the Firm's management efforts. To the extent a client decides to invest with an Independent Manager or in a particular fund, those managers and funds will have their own investment practices. Those investment practices are described in each managers’ Form ADV or fund’s prospectus, or in its offering or other disclosure documents. In addition, selected money managers or funds typically have discretion to determine the type and amount of securities to be purchased or sold for the client for that portion of the client’s assets managed by the money manager or fund. In certain cases, HWM will recommend that a portion of a client’s assets be invested in certain private funds. Such funds are described as hedge funds, real estate funds, private equity funds, venture capital funds and other types of private pooled investment vehicles (collectively “private Funds”). While HWM strives for fair and balanced allocation of private fund investment opportunities, individual recommendations depend on several factors, including investment experience, investment sophistication, risk tolerance, financial goals, and available assets. HWM’ goal is to allocate in a fair and balanced manner, however, not all eligible clients will receive every private fund recommendation due to these varying considerations. Before investing in a Private Fund, HWM requires that clients carefully review the offering documents to understand its risks and any potential conflicts of interest. (See Item 12 for details on allocating Private Fund investments.) Certain Private Funds, mutual funds, and ETFs in HWM’ portfolio involve advanced investment strategies like leverage and derivatives. Leverage, essentially borrowing to invest, can amplify both gains and losses, as seen when a private fund leverages a line of credit for acquisition, or a hedge fund uses shorted stock proceeds for further investments. Similarly, derivatives, contracts tied to the value of another asset, can be highly sensitive to market fluctuations and potentially lead to losses exceeding the initial investment. While these strategies can potentially enhance returns, their use and the associated costs can also lead to losses. Hedging, on the other hand, involves offsetting potential losses with other investments, like shorting a security to protect a long position. Carefully consider these and other factors before investing. For more information on HWM' analysis methods and associated risks, please refer to Item 8. Independent Managers As mentioned above, HWM may select certain Independent Managers to actively manage a portion of its clients' assets. Pursuant to the terms of the Advisory Agreement, HWM shall have the discretion to appoint and terminate these third-party advisers. The specific terms and conditions under which a client engages an Independent Manager may also be set forth in a separate written agreement with the designated Independent Manager. In addition to this brochure, clients may also receive the written disclosure documents of the respective Independent Managers engaged to manage their assets. HWM evaluates a variety of information about Independent Managers, which may include the Independent Managers' public disclosure documents, materials supplied by the Independent Managers themselves and other third-party analyses it believes are reputable. To the extent possible, HWM seeks to assess the Independent Managers' investment strategies, past performance, and risk results in relation to its clients' individual portfolio allocations and risk exposure. HWM also takes into consideration each Independent Manager's management style, returns, reputation, financial strength, reporting, pricing, and research capabilities, among other factors. HWM continues to provide services relative to the discretionary

or non-discretionary selection of the Independent Managers. On an ongoing basis, HWM monitors the performance of those accounts being managed by Independent Managers. HWM seeks to ensure the Independent Managers' strategies and target allocations remain aligned with its clients' investment objectives and overall best interests. Financial Planning and Consulting Services HWM starts with an extensive review of a client's family situation which includes assets and liabilities as well as estate, tax, and insurance needs. The Firm then employs a risk tolerance and risk capacity- focused considerations to get a detailed cash flow analysis and proposed asset allocation. Together, this information is analyzed to develop a proposed financial plan, which is designed to be dynamic in nature, ever-evolving due to life changes resulting from changes in cash flow needs, risk tolerance, time horizon, or investment objectives. HWM’s financial planning and consulting services may include any or all of the following functions: Business Planning Liability Management Cash Flow Forecasting Risk Management Trust and Estate Planning Charitable Planning Financial Planning Distribution Planning Investment Consulting Tax Planning Insurance Planning Retirement Plan Consulting While each of these services is available on a stand-alone basis, certain of them may also be rendered in conjunction with investment portfolio management services, as part of a comprehensive wealth management engagement (described in more detail below). In performing these services, HWM is not required to verify any information received from the client or from the client's other professionals (e.g., attorneys, accountants, etc.), and is expressly authorized to rely on such information. HWM may recommend clients engage the firm for additional related services, or we may recommend other professionals to implement recommendations made by HWM. Such additional services by HWM or another professional will be provided for additional compensation, commensurate with the nature, extent, complexity, and other characteristics of such services. Clients are advised that a conflict of interest exists because the firm will have an incentive to recommend such additional services based on the compensation to be received, rather than solely based on the client's needs, and in some cases, based on the prospect of cross-referrals of advisory clients from the other professional or his or her firm. HWM also provides advice in the form of financial consultations. These services, charged on either an hourly of fixed fee basis, consists of consultations based on specific investment and financial concerns of the client. Consulting services may include, for example, assistance with establishing and implementing a retirement plan, preparation or review of an investment policy statement, the compilation of reports on various investment accounts, and asset allocation recommendations. The scope and depth of the consultation varies depending on the client's particular circumstances and needs. HWM provides financial planning and consulting services to non-advisory clients for a fixed fee or hourly fee. Clients are under no obligation to act upon any recommendations made by HWM under a financial planning or consulting engagement or to engage the services of a third-party professional. Clients retain the absolute right to decide whether to act on such recommendations, and if they choose to act on such recommendations, whether to engage the Firm or such professional for such services or to engage another investment adviser or professional of their choosing, which may charge less (or more) for such services. Should a client choose to implement the recommendations contained in the plan, HWM suggests the client work closely with his/her attorney, accountant and/or insurance agent. Implementation of financial plan recommendations is entirely at the client's discretion. Financial planning recommendations are of a generic nature and are not limited to any specific product or service offered by a broker dealer or insurance company. Wrap Fee Program HWM also offers portfolio management services through a wrap fee program. A wrap fee program is an investment program wherein the investor pays one stated fee that includes management fees, transaction costs, custody, fund expenses, and any other administrative fees. Please refer to our Wrap Fee Brochure for more information on our Comprehensive Wrap Fee Program. . A wrap fee program may not be the lowest cost option if you would like to restrict your investments to open-end mutual funds or other long-term investment products. Pension and Other Retirement Plans In the capacity as a fiduciary under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), HWM provides advisory services to pension plans and retirement plan clients. These include advisory services to company retirement plans (each a “Plan”) and the Plan’s sponsor (the “Plan Sponsor”). HWM provide discretionary advisory services as a 3(38) or non-discretionary advisory services as a 3(21) Fiduciary in support of the Plan Sponsor. HWM will provide the following plan fiduciary services pursuant to the terms of the Advisory Agreement with each Plan Sponsor:
•Plan Design Assistance
•Vendor Analysis
•Plan Participant Enrollment
•Investment Policy Statement (“IPS”)
•Investment Monitoring/Recommendation
•Plan Effectiveness Monitoring
•ERISA 404(c) Assistance
•Benchmarking Services In accordance with ERISA Section 408(b)(2), the Plan Sponsor is provided with a written description of HWM’ fiduciary status, the specific services to be rendered and all direct and indirect compensation HWM reasonably expects under the engagement. HWM also provides the following non-advisory services to the Plan and the Plan Participants, pursuant to the terms of the Advisory Agreement with each Plan Sponsor:
•Investment Education
•Plan Sponsor Fiduciary Education
•Periodic on-site advisor visits with staff for account updates and reviews
•Periodic Plan Participant group education opportunities HWM uses a third party platform to facilitate management of some held away assets, such as defined contribution plan participant accounts, with discretion. We are not affiliated with the platform in any way and receive no compensation from them for using their platform. A link will be provided to the client allowing them to connect an account(s) to the platform. Once the client’s account(s) is connected to the platform, HWM will review the current account allocations. When deemed necessary, HWM will rebalance the account considering client investment goals and risk tolerance, and any change in allocations will consider current economic and market trends. Client account(s) will be reviewed at least annually and allocation changes will be made as deemed necessary. In recommending that any client roll over retirement plan assets to our management, we have a conflict of interest. Before making any such recommendation, we review the client’s existing investment options, fees, and expenses in the context of their overall investment objectives. We only make the recommendation once we have determined that doing so is in the client’s best interest. Margin Accounts Using margin in your account, while increasing your total assets and thus our advisory fee, presents a potential conflict of interest for our firm. Our loyalty is to you, the client, and we recognize that margin carries significant risks and isn't suitable for all investors. We always recommend prudent use of margin, if at all. Buying securities on margin incurs additional costs and risks, so weigh these carefully before proceeding. See Item 8 for details. No Legal, Accounting or Tax Advice. HWM does not provide any legal, accounting or tax advice. Client should seek the counsel of a qualified accountant and/or attorney when necessary. HWM may assist clients with tax harvesting, and we will work with a client’s tax specialist to answer any questions related to the client’s portfolio account. HWM is under common control with Risk & Liability Consultants LLC (“R&LC”), which provides commercial loan brokerage services, licensed mortgage brokerage services and offers insurance products through licensed agents and insurance agencies. Certain Supervised Persons of HWM are affiliated with R&LC and are licensed insurance agents, and therefore may refer clients of HWM to R&LC. As of December 31, 2023, HWM has $728,577,534 discretionary assets under management and $67,421,737 non-discretionary assets under management.