Resurgent Financial Advisors, LLC (“Resurgent”, “the Firm”, “we”, “our”, “us”) opened its doors in 2019. The Firm is primarily owned by Kip Caffey, CEO and Invergarry Holdings LP. In addition to Resurgent Financial Advisors, LLC, our Firm conducts some of its investment advisory business under different entity names which are listed in the Firm’s ADV Part 1 Section 1.B of Schedule D. Resurgent offers a variety of advisory services, including financial planning, investment management, analysis, evaluation and monitoring. Resurgent works primarily with individuals and families. We believe that sound financial advice must be based on a thorough knowledge of client financial circumstances, risk tolerances and financial and personal goals. Our advisors begin client relationships by getting to know those considerations. Resurgent seeks to provide ongoing financial planning and investment strategies consistent with the goals and values defined by our clients. Prior to Resurgent rendering any of the foregoing advisory services, clients are required to enter into one or more written agreements with Resurgent setting forth the relevant terms and conditions of the advisory relationship (the “Investment Advisory Agreement”). Resurgent Financial Advisors LLC has regulatory assets under management of $348,088,434.71 managed on a discretionary basis and $52,051,933.96 on a non-discretionary basis as of December 31, 2022. While this brochure generally describes the business of Resurgent, certain sections also discuss the activities of its Access Persons, which refer to the Firm’s officers, partners, directors (or other persons occupying a similar status or performing similar functions), employees or any other person who provides investment advice on Resurgent’s behalf and are subject to the Firm’s supervision or control. Advisory Services Resurgent offers clients a broad range of investment management services, which may include any or all of the following functions: retirement income planning, education funding analysis, charitable giving analysis, intergenerational wealth transfer, tax optimization for investment assets and cash flow planning. Resurgent offers these investment management services on both a discretionary and non-discretionary basis. Resurgent primarily allocates client assets among various mutual funds, exchange-traded funds (“ETFs”) and independent investment managers (“Sub-Advisors”), as well as a limited amount of individual debt and equity securities, and real estate investment trusts (“REITs”), in accordance with a client’s stated investment objectives. In addition, where appropriate, Resurgent also recommends that certain eligible clients invest in alternative investments and/or privately placed securities, which may include debt, equity and/or interests in pooled investment vehicles (e.g., private equity funds). Where appropriate, the Firm also provides advice about any type of legacy position or other investment held in client portfolios. Resurgent may advise clients on certain investment products that are not maintained at their primary Custodian. Examples of these include life insurance, annuity contracts, and assets held in employer sponsored retirement plans and qualified tuition plans (i.e., 529 plans). In these situations, Resurgent directs or recommends the allocation of client assets among the various investment options available with the product. These assets are generally maintained at the underwriting insurance company, or the Custodian designated by the product’s provider. Resurgent may receive compensation for such recommendations in certain circumstances. Resurgent tailors its advisory services to meet the needs of its individual clients and seeks to ensure, on a continuous basis, that client portfolios are managed in a manner consistent with those needs and objectives. Resurgent consults with clients on an initial and ongoing basis to assess their specific risk of not achieving stated financial goals and objectives, as well as a client’s time horizon, liquidity constraints and other related factors relevant to the management of their portfolios. Clients are advised to promptly notify Resurgent if there are changes in their financial situation or if they wish to place any limitations on the management of their portfolios. Clients may impose reasonable restrictions or mandates on the management of their accounts if Resurgent determines,

in its sole discretion, the conditions will not materially impact the performance of a management strategy or prove overly burdensome to the Firm’s management efforts. In performing these services, Resurgent is not required to verify any information received from the client or from the client’s other professionals (e.g., attorneys, accountants, etc.,) and is expressly authorized to rely on such information. Resurgent may recommend clients engage the Firm for additional related services, that its investment advisors in their individual capacities as insurance agents and/or other professionals to implement their recommendations. Clients are advised that a conflict of interest exists if they engage Resurgent’s investment advisors if additional services outside the Firm are provided for compensation. Clients retain absolute discretion over all decisions regarding implementation and are under no obligation to act upon any of the recommendations made by Resurgent under a financial planning or consulting engagement. Clients are advised that it remains their responsibility to promptly notify the Firm of any change in their financial situation or investment objectives for the purpose of reviewing, evaluating or revising Resurgent’s portfolio management and/or services. Use of Sub-Advisors As mentioned above, where appropriate, Resurgent selects certain Sub-Advisors to actively manage a portion of its clients’ assets. The specific terms and conditions under which a client engages an Independent Manager are set forth in a separate written agreement with the designated Independent Manager or within the Investment Advisory Agreement (“IAA”) executed with Resurgent. In addition to this brochure, clients will also receive the written disclosure documents of the respective Sub- Advisors engaged to manage their assets. Resurgent evaluates a variety of information about Sub-Advisors, which may include the Sub-Advisors’ public disclosure documents, materials supplied by the Sub-Advisors themselves and other third-party analyses it believes are reputable. To the extent possible, the Firm seeks to assess the Sub-Advisors’ investment strategies, past performance, and risk results in relation to its clients’ individual portfolio allocations and risk exposure. Resurgent also takes into consideration each Independent Manager’s management style, returns, reputation, financial strength, reporting, pricing, and research capabilities, among other factors. Resurgent continues to provide services relative to the discretionary or non-discretionary selection of the Sub-Advisors. On an ongoing basis, the Firm monitors the performance of those accounts being managed by Sub-Advisors. Resurgent seeks to ensure the Sub-Advisors’ strategies and target allocations remain aligned with its clients’ investment objectives and overall best interests. In cases where a Sub-adviser is engaged in a client relationship, the client will also sign an advisory contract directly with the Sub-Adviser (Dual Contract Relationships) or through Resurgent combined with the Sub-Adviser (Single Contract Relationships). The Sub-Adviser will deliver their Firm Brochure, such as this one, to the client as well. Fiduciary Responsibility for Retirement Accounts When we provide investment advice to a client regarding a retirement plan account or individual retirement account, Resurgent is a fiduciary within the meaning of Title I of the Employee Retirement Income Security Act (ERISA) and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in the best interest of the client and not put Resurgent’s interest ahead of the client’s interest. Under this special rule’s provisions, we must:  Meet a professional standard of care when making investment recommendations (give prudent advice);  Never put our financial interests ahead of the client’s financial interests when making recommendations (give loyal advice);  Avoid misleading statements about conflicts of interests, fees and investments;  Follow policies and procedures designed to ensure that gives advice that is in the best interest of the client;  Charge no more than is reasonable for services provided; and  Give the client basic information about conflicts of interest.