Introduction Marin Wealth Advisors LLC provides its clients with investment management and financial planning services. These are defined as giving investment advice to a Client and/or making investments for a Client based on the Client’s individual needs. Information is gathered through personal discussions and other data sources, defining the Client’s goals, stage in life, financial resources, tax situation and tolerance for risk. This information is evaluated and used to develop an individual investment policy for the Client and to develop and manage the Client’s investment portfolio based on the defined policy. Background Information on Gerald Alexander Fegler, Principal Gerald Alexander Fegler is self-supervised and plans to remain principal of the business. Gerald Alexander Fegler was born 1963 and has been actively and continuously engaged in the securities business as an investment advisor for over 22 years. Education Background: Master of Business Administration Finance, Santa Clara University - 1999 Bachelor of Science in Business Administration Accounting & Finance, University of Nebraska-Lincoln - 1986 Business Background: 04/2016 - Present Investment Adviser Representative Marin Wealth Advisors LLC 04/2016 - Present Senior Wealth Advisor Marin Wealth Advisors 01/2012 - 03/2015 Senior Wealth Advisor Contango Capital Advisors 05/2009 - 12/2011 Client Development Manager Highmark Capital Management 01/2007 - 04/2009 Institutional Sales Manager Wells Fargo Advantage Funds 01/2005 - 08/2006 Director of Investments AssetMark Investment Services 01/1997 – 01/2004 Senior Relationship Manager Wells Capital Management Disciplinary Information: None Other Business Activities: None Additional Compensation: None Arbitration Claims: None Self-Regulatory Organization or Administrative Proceeding: None Bankruptcy Petition: None . 5 Financial Planning and Retirement & Education Planning Depending on the needs and interests of the Client, Marin Wealth Advisors LLC, Financial Planning Services and Retirement and Education Planning includes: *Setting Savings Goals *Setting Return Expectations *Determining Risk Parameters *Setting Investment Allocations *Selecting Investments A description of the various Financial Planning offerings and associated fees can be found in Item 5 – Fees and Compensation below. As a fee-only Financial Advisor, Marin Wealth Advisors LLC’s efforts focus on the management of investment portfolios and finding the best stocks, bonds, mutual funds, REITs, and exchange- traded funds for its clients, according to Client’s individual investment policy. Investment Management As of December 2023, Marin Wealth Advisors LLC managed $295,995,463 of Client assets, all on a discretionary basis. More than 70% of Clients reside in California with the remaining Clients residing in various other states throughout the United States. As a fee-only Financial Advisor, Marin Wealth Advisors LLC’s efforts focus on the management of investment portfolios and finding the best stocks, bonds, mutual funds, REITs, and exchange- traded funds for its clients, according to Client’s individual investment policy. Marin Wealth Advisors LLC provides reviews of Client reports showing portfolio value and positions and investment performance. Marin Wealth Advisors LLC also offers clients commentary and educational materials about market trends, investments and investment practice. Investment Consulting Marin Wealth Advisors LLC provides consultative investment advice and recommendations on an hourly basis, at a rate of $250/hour. Marin Wealth Advisors LLC does not exercise discretion as to choosing a broker or buying and selling securities for consulting clients. Depending on complexity and need, Marin Wealth Advisors LLC may suggest the Client consult with other professionals unrelated to its business, including other financial planners, estate planning attorneys, tax accountants and insurance agents. Marin Wealth Advisors LLC receives no compensation for these referrals. Investment Policies Marin Wealth Advisors LLC meets with Clients to gather background information, including a discussion about existing assets, income and income sources, family makeup, employment, etc. This information is then used to create an Investment Policy which specifies Client investment objectives and risk tolerance and how Client funds will be allocated among investment classes, and explains how performance measurement is provided. Retirement Accounts – Acknowledgement of Fiduciary Status under ERISA

and the Code Guidance from the US Department of Labor (DOL) under Title I of the Employee Retirement Income Security Act (ERISA) and/or the Internal Revenue Code (Code), requires Marin Wealth Advisors LLC to inform you that when we provide investment advice to you regarding your . 6 retirement plan or participant account or your individual retirement account (collectively retirement accounts), we are fiduciaries within the meaning of ERISA and/or the Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so for retirement accounts we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Under this special rule’s provisions, we must:
• Meet a professional standard of care when making investment recommendations (give prudent advice);
• Never put our financial interests ahead of yours when making recommendations (give loyal advice);
• Avoid misleading statements about conflicts of interest, fees, and investments;
• Follow policies and procedures designed to ensure that we give advice that is in your best interest;
• Charge no more than is reasonable for our services; and
• Give you basic information about conflicts of interest. Retirement Account Rollovers When leaving an employer, you typically have four options regarding your existing retirement plan: 1. leave the assets in the former employer’s plan, if permitted, 2. roll over the assets to the new employer’s plan, if one is available and rollovers are permitted, 3. roll over the assets to an Individual Retirement Account (“IRA”), or 4. take a full withdrawal in cash, which would result in ordinary income tax and a penalty tax if you are under age 59 1/2. If Marin Wealth Advisors LLC recommends that you roll over your 401(k) or other qualified plan assets to an IRA, this rollover recommendation presents a conflict of interest in that Marin Wealth Advisors would receive compensation (or may increase current compensation) when investment advice is provided following your decision to roll over your plan assets. Marin Wealth Advisors LLC will discuss your retirement plan options including retention of your 401(k) or qualified plan assets with your current plan, if allowed. Prior to making a decision you should carefully review the information regarding your rollover options. You are under no obligation to rollover retirement plan assets to an account managed by us. 401K Services – Absolute Capital’s Workplace Investment Navigator Platform (“WIN”) For certain eligible clients, desiring Marin Wealth Advisors to manage their 401k plan assets, Marin Wealth Advisors can use a third-party platform to facilitate management of held away assets such as defined contribution plan participant accounts. The WIN allows us to avoid being considered to have custody of client funds since we do not have direct access to client log-in credentials to affect trades. We are not affiliated with Absolute Capital in any way, but receive compensation from them for using their platform. Please see Item 14, Client Referrals and Other Compensation for more information. The ability to use this service requires that you sign a separate engagement with Absolute Capital. If eligible, requiring that your Plan Sponsor’s governing documents allow for “Third Party Advisor Access,” and your account is connected with WIN, Marin Wealth Advisors will review the current account allocations. When deemed necessary, Marin Wealth Advisors will rebalance the account considering client investment goals and risk tolerance, and any change in allocations will consider current economic and market trends. The goal is to improve account performance over time, minimize loss during difficult markets, and manage internal fees that can harm account performance. Client accounts will be reviewed at least quarterly and allocation changes will be made as deemed necessary. . 7 Primary Types of Agreements Marin Wealth Advisors LLC offers three main types of Agreements: *Investment Management – Fee based services for Assets Under Management *Investment Consulting – Advice and recommendations on an hourly basis for all outside investments *Financial Planning – fixed and hourly basis Termination of Agreements A Client may terminate an agreement at any time by notifying Marin Wealth Advisors LLC in writing and paying the previously agreed upon rate for time spent on advisory investment services prior to termination. Furthermore, Marin Wealth Advisors LLC may terminate an agreement anytime by notifying a Client in writing.