Overview
Dale Buckner, Inc. (DBI) was established August 2, 1991. The principal of DBI is Dale E.
Buckner. Dale Buckner is the President, Chairman of the Board and the sole shareholder of
DBI. He earned a Master of Business Administration in Peru March 6, 1974, earned a Certified
Financial Planner® designation on May 15, 1997, and an Accredited Investment Fiduciary®
on May 1, 2013. He has been a Registered Representative and Registered Principal with
United Planners Financial Services (UPFS) in Scottsdale, Arizona since October 28, 1998. The
total Regulatory Assets Under Management as of December 31, 2023 are approximately
valued at $159,049,911. The assets managed on a non-discretionary basis are valued at
approximately $8,679,075. The assets managed on a discretionary basis are valued at
$150,370,836. DBI tailors individual advisory services to meet the needs of the individual
client. Clients may impose restrictions on investing in certain types of securities.
TYPESOFSERVICES
FinancialPlanning
DBI offers services to clients primarily in the role of a financial planner in which detailed
analytical work is prepared for the client encompassing all areas of tax, investments, real
estate, insurance and retirement planning. In the course of preparing the Client's plan, other
individuals may be consulted. These may include accountants, attorneys, trust officers,
pension and insurance consultants. The efforts of everyone involved are coordinated
into a
“teach” approach to achieve the maximum benefit for the Client. In addition, computer
software programs allow the planner and Client to analyze projections and coordinate all
investment and income data into a comprehensive total program that instantly portrays the
impact of any changes.
Pershing Brokerage Accounts
These are accounts of which DBI receives commissions but does not receive an advisory fee.
These accounts are typically small and are for “buy and hold” clients. Pershing is United
Planners’ clearing firm and is the custodian.
Mutual Fund Accounts
Accounts are opened for clients that have other objectives other than having a managed
account. Types of accounts include, but are not limited to, IRA’s, SIMPLE IRA’s, and College
Saving (529) plans. Many of these accounts do not meet DBI minimums to manage the
account. DBI does not receive an advisory fee.
DBIAssetManagement
DBI manages client assets at Charles Schwab under continuous and regular supervision for
a fee. Asset management and fees are discussed in more detail in items 5 and 8.
DBI will provide financial advisory services for discretionary variable annuities. DBI has
discretion to allocate variable annuities within the lifestyle asset allocations available
inside the client’s annuity. At no time will DBI invest less than 15% or more than 85% into
a balanced portfolio of stocks. The other percentage is invested in a balanced portfolio of
fixed income.