Sunburst Financial Group (“SFG”) is an independent investment adviser specializing in multiple areas of planning including retirement, investment, tax, estate and insurance. The Firm concentrates its efforts on financial planning-based investment management. Sunburst Financial Group offers a variety of advisory services, including financial planning, consulting, and investment management services. Prior to Sunburst Financial Group rendering any of the foregoing advisory services, clients are required to enter into one or more written agreements with Sunburst Financial Group setting forth the relevant terms and conditions of the advisory relationship (the “Advisory Agreement”). Sunburst Financial Group is a Limited Liability Company domiciled in Alabama. Our firm first filed for registration as an investment adviser in April 2016 and is owned principally by Randy Martin. We actively manage $531,884,351 on a discretionary basis and $46,548,182 on a non-discretionary basis for a total of $578,432,533 in Asset Under Management as of December 2023. While this brochure generally describes the business of Sunburst Financial Group, certain sections also discuss the activities of its Supervised Persons, which refer to the Firm’s officers, partners, directors (or other persons occupying a similar status or performing similar functions), employees or any other person who provides investment advice on Sunburst Financial Group’s behalf and is subject to the Firm’s supervision and control. Financial Planning and Consulting Services The foundation of Sunburst Financial Group stands on the belief that financial planning is the process of meeting life goals through proper management of clients’ assets, liabilities, and cash flow. This process provides direction and meaning as Sunburst Financial Group assists clients with making decisions that will affect their financial future. The Firm continually monitors the tax and economic environment to determine both the short- and long-term effects on each client’s investment choices, and to adapt the financial plan to stay on track toward achieving the client’s goals. Sunburst Financial Group offers clients a broad range of financial planning and consulting services, which may include any or all of the following functions: Budgeting Investment Consulting Charitable Giving Retirement Planning Distribution Planning Tax Planning Business Planning Trust and Estate Planning Insurance Planning Risk Management Education Funding In performing these services, Sunburst Financial Group is not required to verify any information received from the client or from the client’s other professionals (e.g., attorneys, accountants, etc.,) and is expressly authorized to rely on such information. Sunburst Financial Group may recommend clients engage the Firm for additional related services, its Supervised Persons in their individual capacities as insurance agents or other professionals to implement its recommendations. Clients are advised that a conflict of interest exists if clients engage Sunburst Financial Group or its affiliates to provide additional services for compensation. Clients retain absolute discretion over all decisions regarding implementation and are under no obligation to act upon any of the recommendations made by Sunburst Financial Group under a financial planning or consulting engagement. Clients are advised that it remains their responsibility to promptly notify the Firm of any change in their financial situation or investment objectives for the purpose of reviewing, evaluating, or revising Sunburst Financial Group’s recommendations and/or services. Investment Management Services Sunburst Financial Group provides Portfolio Management services to you, typically through various risk-based model portfolios, which range from Conservative to Aggressive Growth. Our models are determined collaboratively with third party consultants not affiliated with Sunburst Financial Group. The research and collaboration provided informs decisions made by our Investment Committee to construct and monitor models that will provide exposure to primary asset classes. The investments chosen for the models are screened with an emphasis on yield

(income) and/or growth characteristics. A portion of the investments within some of the models can contain market hedges (typically via options) to help offset downside risk in the markets. The models will typically consist of Exchange Traded Funds (“ETF’s”), Individual Stocks and Fixed Income Instruments, Mutual Funds, Real Estate Investment Trust (REITs”), and/or Options. Investments in these models will be monitored, reallocated and/or replaced periodically. It should be noted that these third party consultants may recommend investments in proprietary products offered by their firm. This creates a conflict of interest, however the ultimate discretionary authority resides with our firm, and we will always adhere to our fiduciary duty to place client interests ahead of our own. In some circumstances, your portfolio may be managed by your Advisory Representative (“Advisor”). In most circumstances, your portfolio will be managed pursuant to models constructed in collaboration with our third party consultants, but your Advisor may choose to alter the positions in the model in order to better match your personal financial circumstances more closely. We monitor the third-party Investment Consultant and the management of your portfolio on an ongoing basis. Additional information about any of the third-party advisory services, including a complete description of the programs, services, fees, payment structure and termination features, is available via the applicable third-party manager’s disclosure brochures. Where appropriate, the Firm may also provide advice about any type of legacy position or other investment held in client portfolios. Clients may engage Sunburst Financial Group to manage and/or provide advice on certain investment products that are not maintained at their primary custodian, such as variable life insurance and annuity contracts and assets held in employer sponsored retirement plans and qualified tuition plans (i.e., 529 plans). In these situations, Sunburst Financial Group directs or recommends the allocation of client assets among the various investment options available with the product. These assets are generally maintained at the underwriting insurance company or the custodian designated by the product’s provider. Sunburst Financial Group tailors its advisory services to meet the needs of its individual clients and seeks to ensure, on a continuous basis, that client portfolios are managed in a manner consistent with those needs and objectives. Sunburst Financial Group consults with clients on an initial and ongoing basis to assess their specific risk tolerance, time horizon, liquidity constraints and other related factors relevant to the management of their portfolios. Clients are advised to promptly notify Sunburst Financial Group if there are changes in their financial situation or if they wish to place any limitations on the management of their portfolios. Clients may impose reasonable restrictions or mandates on the management of their accounts if Sunburst Financial Group determines, in its sole discretion, the conditions would not materially impact the performance of a management strategy or prove overly burdensome to the Firm’s management efforts. Retirement Plan Consulting Services Sunburst Financial Group provides various consulting services to qualified employee benefit plans and their fiduciaries. This suite of institutional services is designed to assist plan sponsors in structuring, managing, and optimizing their corporate retirement plans. Each engagement is individually negotiated and customized, and may include any or all of the following services: As disclosed in the Advisory Agreement, certain of the foregoing services are provided by Sunburst Financial Group as a fiduciary under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”). In accordance with ERISA Section 408(b)(2), each plan sponsor is provided with a written description of Sunburst Financial Group’s fiduciary status, the specific services to be rendered and all direct and indirect compensation the Firm reasonably expects under the engagement.